Welcome to First South Bank

Treasury Management Services

Commercial Online Banking

View your accounts via the Internet: Check balances, view copies of deposits and checks, transfer funds between accounts, issue stop payments, initiate ACH transactions and tax payments, and view monthly account statements.

Remote Deposit

Save time and money by depositing checks from the convenience of your office without making a trip to the bank.  Using our Remote Deposit service, you quickly and easily transmit check images to the bank via a secure Internet connection. You have until 6 p.m. Eastern Time to transmit and receive same-day credit in your checking account.  The system is safe and secure and gives you complete access to the check images and an audit trail of items deposited. (learn more)

Automated Clearing House (ACH)

With our Commercial Online Banking Service you can originate ACH transactions that save time and administrative efforts to pay your employees, vendors, or federal taxes. ACH collection services allow you to control the timing of receivables by electronically drafting customers accounts at other banks to your operating account.

Automated Investment Sweep

We can help  you earn money overnight on idle checking account balances with our Automated Investment Sweep service.  Every night, after all checks and deposits have cleared, excess funds are swept into an overnight investment account. The funds remain available at all times to cover checks and other withdrawals from the checking account. Earnings are accrued daily to your account. Your checking account statement will detail all sweep activity. You can even use the sweep option to pay down or draw from a business line of credit. Sweep investments are not deposit accounts and are not insured by the FDIC.

Wire Transfer

We provide incoming and outgoing Wire Transfer Services. We even provide confirmation of your incoming wires by fax, phone call or email notification.