Welcome to First South Bank

Loans & Lines of Credit

First South Bank can make your financial dreams come true with a loan. As a Community Bank, loan approvals are quick with competitive rates.

For information please contact First South Bank Residential Lending 864-573-4431.

Home Equity Lines of Credit

Make the equity in your primary residence or second home work for you.

  • Access funds with Equity Line Checks
  • Interest only payments
  • Variable interest rates
  • Interest might be tax deductible – check with your tax advisor

New and used auto and boat loans

Financing available for models up to 5 years of age

Certificate of Deposit Loans

Borrow 100% of your Certificate of Deposit value at FSB

Unsecured Loans

Borrow money without collateral, upon qualification       

All loans subject to First South Bank underwriting guidelines